FHA Mortgage Rates at Earth Mortgage

Earth Mortgage is a leading provider of competitive FHA mortgage rates. At Earth Mortgage, you get accurate information, access to the best FHA mortgage rates in the nation, and receive excellent customer service, all from the comfort of your home or office.

About the FHA
The Federal Housing Administration (FHA), an agency of the federal government, does not set loan rates, because they don’t loan money. Instead, they insure private loans for new and existing housing. Created by congress in 1934, the FHA became part of the Department of Housing and Urban Development's Office of Housing (HUD) in 1965. Today, the FHA's mission includes helping borrowers get amounts they qualify for and helpng lenders reduce their risk in issuing loans. To find out about current FHA mortgage rates and to see if you are eligible for an FHA-insured loan, contact us.

An FHA loan has a very low down payment requirement of 3%, which means you can borrow as much as 97% of the selling price of the house you are buying.  By using a loan that is approved by the FHA, you may receive a slight reduction in interest rates. Contact us to learn about our current FHA mortgage rates.

In addition to the very competitive FHA mortgage rates, FHA loans also allow the financing of closing costs.  Your mortgage loan may include closing costs that are folded into your monthly payments.  This can significantly reduce the amount of cash you need to make your home purchase.

For adjustable FHA mortgage rates, the only index acceptable to the FHA is the one year Treasury bill interest rate.  Annual increases are capped at 1% and the maximum interest rate can be no more than 5% of the original interest rate.

The good news in all of this is that you don't need to understand the mysterious behind-the-scenes workings of FHA mortgage rates. At Earth Mortgage, we will work with you on a one-to-one basis to explain everything you need to know to make the right decision about which loan is best for you.

But don't take our word. Here's a an excerpt from a letter we received from a satisfied customer:

"THANK YOU SO MUCH for making my dream come true! It's hard to imagine that it was just earlier this year I was browsing th internet looking for interest rates on mortgages. As you well know, I was concerned about my prior bankruptcy and how high my interest rate would be not to mention being worried about having to save the whopping 20% down! Remember that first call when I asked you 'Are you an angel? Did God send you to me because He knew I needed help?' Well, I have decided the answer is yes!

With Much Thanks Always,
E. Sullivan"

Earth Mortgage currently offers low FHA mortgage rates on a complete line of mortgage products including sub-prime, conventional, FHA, VA, stated income, no income no asset and second mortgage products.

At Earth Mortgage, you can always count on us to personally answer your FHA mortgage rate questions, accurately and quickly.

At Earth Mortgage, you get accurate information, access to the best FHA mortgage rates in the nation, and receive the most comprehensive customer satisfaction guarantees in the industry today, without ever having to leave the comfort of your home or office.

Check out our competition and you will see that Earth Mortgage has the lowest cost, best access to current mortgage rates and most efficient loan process on the web!

24-Hour Toll Free Number:
1-877-EARTH-50