Proven History of Restaurant Insurance Success
Consider the following representative MSW experience:
A regional casual restaurant chain had outgrown their restaurant
insurance brokers’ expertise, resources and service. MSW reviewed
their program and found glaring coverage errors, lack of controls, and
significantly overpriced restaurant insurance. After increasing their
insured property values by 50% to adequately cover the true exposure,
implementing a 1-800 Claims Hotline, completely revamping the auto
coverage, correcting E & O and D & O coverage, and obtaining
missing flood coverage, MSW was able to negotiate a 35% cost decrease.
This was one month after a total fire loss. The MSW claims department
has since maximized their loss recovery, totaling well over $1.2
million.
Restaurant owners in the Nashville, Tennessee area
who want to lower their restaurant insurance premiums while
more effectively managing risk can do so by choosing to work with
Morgan McMillan and Morgan Ryan of McGriff, Seibels and Williams.
They will create a risk management strategy for
your Nashville-based restaurant that will result in the lowest possible
restaurant insurance premiums for the most common types of restaurant
insurance:
- General Liability Insurance
- Property and Casualty Insurance
- Workers Compensation Insurance
- Liquor Liability Insurance (if your restaurant has a liquor license)
- Automotive Liability Insurance (if you have a company vehicle)
- Unemployment Insurance
- Life Insurance
(Additional
types of restaurant insurance to consider include: Food Contamination
Insurance, Specific Peril Insurance, and Loss of Business Insurance.)
- Learn more about the successful commercial insurance experience that Morgan McMillan and Morgan Ryan bring to the Nashville, TN market.
- Find out more about the specific business insurance programs and services offered by Morgan McMillan and Morgan Ryan in Nashville, TN.
Morgan McMillan and Morgan Ryan are Vice Presidents and restaurant insurance
experts at McGriff, Seibels and Williams, both of whom work with
restaurant owners in the Nashville, TN area. Morgan McMillan was
honored by Risk Finance
Quarterly in its Global Spotlight of ten top industry performers, based
on interviews with industry peers, clients, and carriers. Due to their
commercial insurance expertise and experience, both Morgan McMillan and
Morgan Ryan have been featured authors on restaurant insurance topics.
MSW’s
restaurant industry client list includes Abuelo’s Mexican Food Embassy,
Cracker Barrel, Hooters, and numerous others. In the January 2008 Best
Practices Report conducted by the Independent Agents & Brokers of
America, which looked at more than 800 independent agencies and
brokers, MSW was singled out for operational excellence, financial
results, and overall management achievements as well as named one of
the six “Top Performing Agencies.”
