Restaurant Insurance | Chicago IL

Posted by McGriff, Seibels & Williams in Dallas-Fort Worth-Arlington, TX on Aug 21, 2008

Chicago - Morgan McMillan and Morgan Ryan are Vice Presidents, brokers, and restaurant insurance experts at McGriff, Seibels and Williams (MSW). McMillan and Ryan specialize in creating comprehensive and customized Chicago restaurant insurance programs for restaurateurs in the Chicago IL area.

Proven History of Restaurant Insurance Success

Consider the following representative MSW experience:

A regional casual restaurant chain had outgrown their insurance brokers’ expertise, resources and service.  MSW reviewed their program and found glaring coverage errors, lack of controls, and significantly overpriced restaurant insurance.  After increasing their insured property values by 50% to adequately cover the true exposure, implementing a 1-800 Claims Hotline, completely revamping the auto coverage, correcting E & O and D & O coverage, and obtaining missing flood coverage, MSW was able to negotiate a 35% cost decrease.  This was one month after a total fire loss.  The MSW claims department has since maximized their loss recovery, totaling well over $1.2 million.

Restaurant owners in the Chicago IL area who are looking to reduce their insurance premiums while more effectively managing risk can do so by choosing to work with Morgan McMillan and Morgan Ryan of McGriff, Seibels and Williams.  

Morgan Ryan and Morgan McMillan will create a risk management strategy for your Chicago restaurant insurance needs that will result in the lowest possible insurance premiums for the most common types of restaurant insurance:

    * General Liability Insurance
    * Property and Casualty Insurance
    * Workers Compensation Insurance
    * Liquor Liability Insurance (if your restaurant has a liquor license)
    * Automotive Liability Insurance (if you have a company vehicle)
    * Unemployment Insurance
    * Life Insurance

(Additional types of restaurant insurance to consider include: Food Contamination Insurance, Specific Peril Insurance, and Loss of Business Insurance.)

  • Learn more about the successful commercial insurance experience that Morgan McMillan and Morgan Ryan bring to the Chicago restaurant insurance market.
  • Find out more about the specific business insurance programs and services offered by Morgan McMillan and Morgan Ryan in Chicago IL.


Morgan McMillan and Morgan Ryan are Vice Presidents and restaurant insurance experts at McGriff, Seibels and Williams, both of whom work with restaurant owners in the Chicago IL area.  Morgan McMillan was honored by Risk Finance Quarterly in its Global Spotlight of ten top industry performers, based on interviews with industry peers, clients, and carriers.  Due to their restaurant insurance expertise and experience, both Morgan McMillan and Morgan Ryan have been featured authors on restaurant insurance topics.

McGriff, Seibels and Williams is the eighth-largest insurance brokerage firm in the United States.  The Company also has a 300% growth rate over the last ten years, without acquisitions, and places over $7 billion worth of insurance premiums annually.  MSW effectively serves restaurant owners in the Chicago restaurant insurance market through its representation of over 100 insurance companies and intermediaries in its 10 main office locations throughout the United States.  

MSW’s restaurant industry client list includes Abuelo’s Mexican Food Embassy, Cracker Barrel, Hooters, and numerous others.  In the January 2008 Best Practices Report conducted by the Independent Agents & Brokers of America, which looked at more than 800 independent agencies and brokers, MSW was singled out for operational excellence, financial results, and overall management achievements as well as named one of the six “Top Performing Agencies.”