Comprehensive & Collision Insurance in N. Dallas, Plano, and Frisco

When you need comprehensive insurance and collision insurance coverage, you need a good insurance agency that knows the answers and can give you all the help you need. In the North Dallas, Plano and Frisco areas, that agency is Tri-Star Insurance Professionals, Inc. John Coyle, the owner of Tri-Star Insurance, has been in the insurance business for nearly 20 years and he specializes in people and businesses that operate in North Dallas, Plano and Frisco, TX. Contact Tri-Star Insurance Professionals today at 214-387-0600 or call toll-free at 1-800-990-4600. They will work with you to make sure your comprehensive and collision insurance needs are handled professionally and with the best customer service you can find.

• What is Comprehensive Insurance? 

Comprehensive insurance is generally optional insurance coverage that you can choose as part of your inclusive auto insurance policy.

Comprehensive insurance provides coverage for damage to your vehicle that is caused by incidents other than a collision. Your comprehensive insurance will cover damage to your vehicle if it is stolen, or damaged by fire, flood or animals. Several things- one being the amount of your insurance deductible- determine your annual premium for comprehensive insurance. Generally, the higher your deductible, the lower your premium. Choose a deductible that you can afford to pay out of pocket should your car be damaged by circumstances beyond your control.

• What is Collision Insurance?

Collision insurance provides coverage to your car when it hits or is hit by another car or object. Again, the amount of the premium you will pay for this coverage will be lower if you choose the highest deductible you can afford if your vehicle is damaged in an accident.

• Do I Need Comprehensive and Collision Insurance Coverage?

If you finance your car through a dealer or a bank or if you lease a car, you will probably be required to carry both comprehensive insurance and collision insurance. If you have a new car or if your car is in excellent condition, you may want to consider both of these options to repair or replace your car if it is damaged or destroyed. If you are driving an older car or a car that is in poor condition, you probably don’t need this type of coverage.  

• Talk to an Expert

The best way to make sure you are carrying the best auto insurance coverage possible, you should talk to an insurance agent who specializes in auto insurance. If you are in the N. Dallas, Plano or Frisco, TX area, call an agent at Tri-Star Insurance Professionals today at 214-387-0600 or call toll-free at 1-800-990-4600. They will help you determine if you need comprehensive or collision insurance as well as help you with any other insurance needs you have.