Tri-Star insurance knows that watching your little one go off to college isn’t easy, but before they walk out the door make sure they are fully prepared for life outside the nest. Not only will you gain peace of mind by thoroughly preparing your student for any complication such as an illness or accident, but you will also be instilling them with the knowledge that being an adult means covering your bases. Tri-Star Insurance Professionals, Inc. located in North Plano and servicing the McKinney, Frisco, North Dallas, Allen and surrounding areas, can help you pick out the right insurance to protect your child as they head off to college. Purchasing auto, health, renters and life insurance policies is something to consider. Through Tri-Star you are offered a choice of rates due to their status as an independent insurance agency.
By representing many different independent companies Tri-Star is able to find the most competitive rates with coverage that will best fit your budget. Independent insurance agencies such as Tri-Star have the ability to represent many different companies such as Travelers, Kemper, Hartford, Safeco and Germania. The difference between an independent agency and a captive agency such as Farmers, Allstate or State Farm lies in the fact that agents from a captive insurance agency can only represent the company where they work. Tri-Star agents always work hard to find you exactly what you need.
If your son or daughter will soon be attending college and you need to start thinking about their safety consider the following:
Dorms – Living in a dorm is a trip, and not always a good one. Aside from noisy neighbors, small spaces and annoying roommates, dorm rooms are often subjected to the theft or damage of personal items. No specific insurance coverage is offered for dorm rooms, but in many cases a renter’s insurance policy can be applied towards dorm rooms. As many times students reside in college rental properties, renter's insurance can come is handy there as well.
Valuables: Your student probably wants to transfer the entire contents of their room to college no holds barred, but before calling a moving squad, remember that aside from the essentials, your student won’t really need that Plasma T.V., diamond necklace and high-end sound system to survive. In fact, expensive and irreplaceable items have no business in a college setting, as it will most likely end in heartbreak. According to the College Student Safety Organization, the top ten most stolen items include: iPod, cell phone, laptop, bicycles, jewelry, books, cash, televisions, credit cards and debit cards.
Driving: Imagine the many trips home that your student will be making during his/her time away at school. Whether residing just down the road or across state lines, having adequate auto insurance will keep them covered in the event of an accident.
Well-being: College is not known for inspiring cleanliness and healthy living. Very few college students get at least 7 hours of sleep a night and take their vitamins without fail. That being said, health insurance could save you or your student from paying hefty doctors fees.
Put your scholar on the road to success by covering their needs with proper insurance from Tri-Star Insurance. For more information about insurance for college students contact Tri-Star Insurance Professionals, Inc. at 214-387-0600 or visit them online at www.tristarins.com.
