Homeowners Insurance: Ways To Save Money (Plano, TX)

Posted by Tri-Star Insurance in PLANO, TX on Sep 14, 2009

Looking for auto insurance? Homeowners insurance up for renewal? Or maybe you need commercial liability coverage or even health insurance? TriStar Insurance Professionals of Plano, TX can help. Call and ask for Roger Harkins or John Coyle right now and get a fast, easy quote!  
469-464-5790 

TriStar's Insurance Tip of The Day

Homeowners insurance premiums tip: ask for an auto / home discount, keep their finances in order and don't file claims.


Homeowners insurance premiums can be a mystery. Have you ever wondered why your neighbor pays more for his homeowner's insurance than you do? Even homeowners that face the same types of risks will pay varying amounts of homeowners insurance premium each year. The reason is because home insurance companies rate homeowner policies using many types of criteria: 

  • Age of the home
  • Square footage
  • Location
  • Exterior and interior features
  • Consumer reports
  • Style of the home
  • Various discounts

You have many options available that can help you to save money on your homeowner's insurance policy. Ask about discounts. Many home insurance companies have an auto / home discount and some insurance companies give a discount for each line of business you purchase.

Keep your finances in tip-top shape. Homeowner's insurance companies that use credit reports when determining rates believe that there is a correlation between a homeowner's credit history and the likelihood that the person will file a claim. The higher your credit score, the more savings you'll see.

And, finally, be smart about filing a claim. If you have an insignificant amount of damage, you may actually benefit from paying for the repair yourself. Many home insurance companies reward homeowners by giving them an additional claims-free discount when they have gone 3-5 years without making a claim. Are you claims free? Get a free quote today and see your savings grow.

At Tri-Star Insurance, we are committed to saving you money on auto, home, life and health insurance. Savings is just a click away.

 

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TriStar Insurance Professionals, based in Plano, TX, is a full-service insurance agency owned and operated by Roger Harkins. Specializing in consumer insurance programs inluding homeowners, auto, boat, and life insurance they also specialize in commercial insurance offerings for small to medium sized businesses. Low cost is always important, but far more critical in both the personal and business coverage arenas is making sure that there are no gaps in your coverage. Find out today simply by calling Roger Harkins or John Coyle at  469-464-5790 . The call and any quotes you request are always confidential and free!

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