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Commercial, Residential, and Business Loan Spea

Posted by VanDyk Mortgage in Tampa-St. Petersburg-Clearwater, FL on Sep 04, 2007

VanDyk Mortgage, has been providing consumers with real estate loan solutions since 1987! Servicing several states throughout the entire U.S. and now with technology, the Internet and automated underwriting, we can expedite your loan process.

WHY VANDYK MORTGAGE?

We have mortgage programs for everyone, whether you're BUYING or REFINANCING, looking for a Conventional, Subprime, or Jumbo loan, we can help. There are low down payments for first time buyers, 0% down with no 'PMI', no proof of income loans,and even loans for borrowers with bruised credit.

As an independent mortgage company we represent hundreds of lenders where we shop for great rates, low fees, fast service, and the loan program that's right for you!

SIZE DOES MATTER, SOME BANKS ARE TOO BIG.

The big banks keep merging and consolidating, and they've become very impersonal. Their loan processing departments are located in distant cities. Some banks have completely replaced their loan originators with a bank of phone operators who know how to fill out an application, but nothing about providing you with necessary mortgage loan information.

SOME COMPANIES ARE TOO SMALL.

At the other end of the lender spectrum are small mortgage brokers. Many have poorly trained personnel who take your application and send it off HOPING to find a lender to process and close the loan. Most of these small brokers do not even know what is going on with your loan to even keep you informed.

VANDYK MORTGAGE IS JUST RIGHT!

We have a complete staff for personal contact with professional mortgage consultants, experienced file supervisors, in-house processors, and a responsive closing department for reliable closing documents and prompt scheduling of loan closings.

LOW RATES

No one can guarantee that their interest rates are always the lowest, but ours are hard to beat. It's hard to find a bank with lower rates.

LOW FEES

Money has it's cost, and no one is giving it away. All too often a lender's lower interest rates are offset by high fees and closing costs. Make sure you get written commitments when you're shopping. Our closing costs and fees are low, fair, and competitive.

PERSONAL SERVICE, VANDYK MORTGAGE has experienced and professional employees who will answer your questions and guide you through the loan process. Our staff has a combined experience of OVER 40 years! With automated underwriting, we'll give you a fast pre-approval, and we'll guarantee a prompt closing as well, with reliable closing documents and funding. Automation is a tool, with mortgage loan consultants involved every step of the way to see that you're getting the loan program that's best for you.

PROFESSIONAL AFFILIATIONS:

* National Association of Mortgage Brokers(NAMB).
* Ohio Association of Mortgage Brokers(OAMB).
* Member, Better Business Bureau(BBB).
* Real Estate Investors Association(REIA).
* Home builders Association(HBA).
* Florida Association of Mortgage Brokers(FAMB).
* Toledo Chamber of Commerce.
* Tampa Chamber of Commerce.
* Tampa Board Real Estate Investors Association(TBREIA)